Live rates Ā· settlement in seconds

Swap crypto and fiat.
Instantly.

Built for Africa. Licensed in Europe. Swap between NGN, USD, GBP, EUR, MXN, BRL and the world's biggest cryptos in seconds. Regulated, non-custodial, and built for how Africa moves money.

~8s
Settlement
0.5%
Flat spread
EU
LicensedVASP Ā· Lithuania
24/7
Always on
EU Regulated
Licensed Virtual Currency Exchange — Republic of Lithuania
100% Non-Custodial
We never hold your funds. Not for a second.
Built for Africa
Native NGN, KES, GHS, ZAR, RWF, TZS rails
Non-custodial by design
Instant AML-compliant crypto swaps. Your keys, your control.
BTC / NGN…USDT / NGN…ETH / USD…USDC / GBP…BTC / EUR…USDT / GBP…ETH / EUR…BTC / USDT…BTC / NGN…USDT / NGN…ETH / USD…USDC / GBP…BTC / EUR…USDT / GBP…ETH / EUR…BTC / USDT…BTC / NGN…USDT / NGN…ETH / USD…USDC / GBP…BTC / EUR…USDT / GBP…ETH / EUR…BTC / USDT…

Your funds are never ours.

Zap Exchange is built non-custodial from the ground up. When you swap, your crypto moves wallet-to-wallet — it never passes through our hands. We don't hold deposits. We don't manage wallets on your behalf. We have zero access to your funds.

We are purely an intermediary. We connect you to regulated settlement partners for both fiat (including NGN) and crypto, and we earn a small commission when your transaction completes. That's it.

If Zap Exchange ceased to exist tomorrow, your funds would be completely unaffected.

"Your money. Your wallet. Your control. Always."

Three ways to zap.

C→F
CryptoFiat

Off-ramp BTC, ETH, USDT or USDC straight to NGN, USD, GBP or EUR.

F→C
FiatCrypto

Top up from your bank or card. Land in your crypto wallet in seconds.

C→C
CryptoCrypto

Swap between any supported coins instantly. No bridges. No headaches.

Free non-custodial wallet

One phrase. Six chains.

Bitcoin, Ethereum, Solana, Tron, BNB Chain & Polygon — plus every token on them. 12-word recovery, encrypted on your device. No KYC, no custody, no fees to hold.

Create my wallet
Auto-credit links

Tie a wallet to a bank.

Crypto sent to a linked address lands as fiat in the bank account. Money sent to a linked account auto-funds the wallet. Set it once — it just works.

Link an account

Why zap.

EU Licensed

Zap Exchange UAB is a registered Virtual Currency Exchange Operator in the Republic of Lithuania (Reg. 306629309), regulated under EU AML/CFT law.

100% Non-Custodial

We never touch your funds. Fiat settles via licensed payment partners. Crypto moves directly wallet-to-wallet through non-custodial swap infrastructure. Your keys, your crypto, every step of the way.

Africa-Native Rails

Real NGN, KES, GHS, ZAR, RWF and TZS settlement via FinCEN and FINTRAC-licensed payment infrastructure. Actual fiat rails — not synthetic wrappers.

Instant Settlement

Quotes refresh in under a second. Average settlement in 8 seconds. No waiting. No manual processing. Just zap.

Regulated. Non-custodial. Built different.

Most "crypto exchanges" hold your funds, run on opaque liquidity, and operate from jurisdictions you've never heard of. Zap Exchange is the opposite.

We're a licensed EU intermediary that connects you to regulated settlement partners — licensed payment institutions for fiat (FinCEN + FINTRAC) and non-custodial, AML-compliant swap infrastructure for crypto. We never custody, never lend, never rehypothecate.

Read the full legal stack on our Regulatory page.

Entity
Zap Exchange UAB
Registration
306629309 Ā· Lithuania
Fiat partner
Licensed payment institutions (FinCEN + FINTRAC)
Crypto partner
Non-custodial, AML-compliant

Supported assets

NGN
Naira
KES
Shilling
GHS
Cedi
ZAR
Rand
RWF
Franc
TZS
Shilling
USD
Dollar
GBP
Pound
EUR
Euro
MXN
Peso
BRL
Real
BTC
Bitcoin
ETH
Ethereum
USDT
Tether
USDC
USD Coin
SOL
Solana

Your first swap is ⚔ one tap away.

Create an account in 30 seconds. EU-regulated. Non-custodial. No hidden fees.

Get started